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Meet The Owner

Ciara Thombs

Financial Coach

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My Story

At 17, I stepped into the world of motherhood, knowing I had to be strong for my three little ones. Choosing the medical field gave us stability and love. As a young mom, survival was our main goal, not amassing wealth for generations. I faced consistent financial challenges and lacked the know-how to manage credit effectively. Instead of the support I needed, those around me critiqued my choices. They had their own struggles, and resources were limited.

Balancing two jobs just to cover basics left me drained, with little time for my children. It was clear things had to change, but with my credit situation, options were scarce. Seeking professional help was my turning point.

I was determined to transform my situation. I worked on improving my credit, leading to better rates and the ability to own a home and choose a car without excessive fees. Over the past two decades, I've gained invaluable insights. My own journey in credit repair led me to understand finances better, inspiring me to start my own credit repair company.

During the pandemic, I met many business owners who were struggling to get the help they needed. Some faced credit limitations, others had issues with their business setup. That's when my company evolved from credit repair to financial coaching. Through my Pathways to Homeownership program, I help families turn their dreams of owning a home into reality, while also strengthening their financial stability. Additionally, my signature program, Pathways to Financial Mastery, provides support for those facing financial bumps in the road. For aspiring business owners, my Pathways to Business Mastery program covers everything from business formation to securing funding.

Not only do I focus on your credit, but I also prioritize your entire financial wellbeing. Through my own challenges, I've learned what pitfalls to avoid, and I'm here to guide you away from them too. You'll notice a common theme in my content - trains and pathways. There's always a route forward. Personally, I find solace in train travel - it's a moment to relax, work, or simply enjoy a bit of quiet time to myself. My company, Your Legacy Solutions, is here to help you pave your own way to a brighter future.

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